Buyers
Making the decision to buy a property is a very big financial commitment and one you should spend a great deal of time considering. Below is a short insight into some of the steps you may face in the pursuit of your dream home. If you have any questions for Home Sale Online, please do not hesitate to get in touch.
Finding a property
Before searching for your property you should take a number of factors into account:
- • How many bedrooms / bathrooms you require
- • Which area you would like to live in
- • What type of property you are seeking
- • Any additional features you require, such as a garden or private parking
If you see a suitable property, please contact us to request further information about the property or to arrange a viewing. Don't forget to ask for a copy of the Home Report to acquire some additional information about the property. Many of our properties Home Reports are available to download from the site. If you do not see the link to view the Home Report contact us and we will send you the document.
Getting a mortgage
We recognise the importance in being able to help both our clients and their purchasers with the means of getting best advice on mortgages. We can offer you professional advice from a mortgage broker who will help find you the most appropriate mortgage based on your individual circumstances.
To get a reasonable idea of how much you can afford, you'll need to work out:
- • How much you will receive from the sale of any current home
- • The amount that you can borrow
- • The amount you have in savings and investments
- • Current monthly incomings/outgoings
Once you've identified how much you can afford, you'll then have a much clearer idea of what type of property is right for you. If you require the services of a mortgage broker please do not hesitate to contact us.
Making an offer
Once you have found a property that you are happy with, the next step is to make an offer.
Before you do submit an offer, try and establish as much information about the property as you can. Some buyers will initially submit an offer below the asking price, whilst this is a common occurrence, you don't want to go in with a bid that is deemed far too low (otherwise you could be seen as a timewaster).
Negotiations occur with the majority of property sales. However if you want to ensure that you get the property you like, you may want to meet the asking price straight away.
